As an independent mortgage agents, I'm not tied to any one bank, lender or range of products. My goal is to help you successfully finance your home or property. I’ll make a recommendation, drawn from available mortgage products that match your needs, and we will decide together on what’s right for you.

It could take weeks for you to organize appointments with competing mortgage lenders – and I know you’d probably rather spend your time house-hunting! I work directly with dozens of lenders, and can quickly narrow down a list of those that suite you best. It makes comparison-shopping fast, easy and convenient for you.

Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. Brokers and agents negotiate mortgages each and every day on behalf of Canadian homebuyers. You can count on our market knowledge to secure competitive rates and terms that benefit you.

At NVR Mortgages, we have access to a network of major lenders in Canada, so your options are extensive. In addition to traditional lenders, we also know what’s being offered by credit unions, trust companies, and other sources. And I can help you take care of other requirements before your closing date, such as sourcing mortgage default insurance if your down payment is less than 20% of the purchase price.

Even if you’ve already been pre-approved for a mortgage by your bank or another financial institution, you’re not obligated to stop shopping! Let me investigate to see if there is alternative to better suite your needs.

Many financial institutions would love to have you as a client, which is why they often offer incentives to attract creditworthy customers. These can include retail points programs, discounts on appliances, shopping clubs, and more. I do the math on which offers might be worth your attention when it comes to financing or mortgage insurance – so you get the perks you deserve.

My job isn’t done until our closing date goes smoothly. I’ll help ensure your mortgage transaction takes place on time and to your satisfaction. I'll be in touch with your lawyer, realtor and your lender till the transaction closes successfully.

When it comes to mortgages, rates, and the housing market, I’ll speak to you in plain language. I can explain the various mortgage terms and conditions so you can choose confidently.

There’s absolutely no charge for my services on typical residential mortgage transactions. How can I afford to do that? Like many other professional services, such as insurance, mortgage brokers and agents are generally paid a finder’s fee when we introduce trustworthy, dependable customers to a financial institution. These fees are quite standard and nearly industry wide so that the focus remains on you, the custom

Even after your mortgage is signed and paperwork is complete, I am here if you need any advice on closing details or even future referral needs. I am happy to be of assistance when you need it.